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350 thousand Citizens Insurance customers will soon be getting a notice their policy is expiring and they must reapply for coverage. The company says not to worry. It is changing over to a new system for writing wind only policies. The new system requires customers to contact their agents and reapply for their wind only policies. Citizens Vice President Suzanne Murphy told reporters today almost everyone will qualify for a new policy. One notable exception is someone with a roof older than 25 years.

“We tell them that they will likely be eligible for coverage under the new policy, but for instance, if they had a roof that hasn’t been replaced for 25 years and it has no useful life left, they will need to get the roof repaired to be eligible for continued coverage,” Murphy said.

The notices are going out 6 months before a policy expires, giving homeowners plenty of time to get a new roof. Customers may also hire contractors to certify a roof has at least 3 years of life left, and if the deadline for expiration is approaching, customers may show they have a contract to have the roof replaced.